So we were outside a Borders on State Street (if you've never been to Santa Barbara, State Street is the equivalent of M St./Wisconsin Ave in G-town or any other corporatized somewhat upscale urban shopping area -- but State Street is much longer and more eclectic than G-Town), and a live band was performing in front of the store. A crowd had gathered to watch, including this fashion victim:

Now I generally don't do fashion commentary, as my favorite color is gray, but this getup begs for close reading.
First there's the "skirt that looks halfway like an apron over jeans" that I saw more than once on the streets of Santa Barbara. I'm guessing it's some sort of fusion hippie chic. Except you look like you're on your way to your shift at Papa John's.
Then you have the checkered top. It's hard to tell from the pic, but this is thick, like business attire -- the kind of thing you'd wear with nice slacks if you were a receptionist at an upscale dentist's office or a low end lawyer's office. But not with jeans and a skirt. In fact, I can't think of much other than a t-shirt you could wear with jeans and a skirt.
Finally, the boots. These are suede leather moccasin boots. They have tassels on the top. U-G-L-Y unless you star in the community theatre's production of Pocahontas. WTF.
The components are ridiculous, but the ensemble itself is greater than the sum of its parts. If you're looking for an example of synergy, here it is: these components together are far butt uglier than they ever were apart.
However, I have a prediction. Foolish undergrads at Real Estate U, where I work, will be sporting the jeans-skirt look in much the same way that the morons bought into the "bleach striped jeans" look a year or so ago. Mark my words. That and faux fedoras -- with a surf bum twist -- will also be in fashion this summer.
God help us.